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Everything we discovered is the fact that specially in metropolitan communities, thereвЂ™s this rich tradition of individuals coming together and lending and money that is paying. In academics, they call this a вЂњrotating credit relationship.вЂќ Informally, it is called tandas in Mexico or susus in Africa вЂ” it is a global sensation has been occurring for millennia. What weвЂ™re doing is acknowledging the experience for actually just what it’s, which can be an economic task that is casual. Exactly just What weвЂ™re doing is merely formalizing it, so that activity can be reported by us towards the credit agencies. By doing that, weвЂ™re people that are helping or boost their credit ratings. Because they build perfect fico scores, weвЂ™re setting up doorways of possibility to the financial market that otherwise they’d n’t have.
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